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The Health Insurance Broker’s Role in Helping You Find the Best Health Insurance Plan for Your Needs.
The health insurance agent/broker is very instrumental in helping you find the best plan for the premium that will fit your budget. Your broker’s job consists of many different tasks.
1. Helping you choose the most appropriate company to apply to.
2. Helping you find the most effective plan design.
3. Pre-Screening any medical conditions you might have.
4. Walking you through the health insurance application process.
5. Answering any and all questions you might have in order for you to make the best buying decision.
6. Being there to help you well after your insurance plan has been placed into force for any customer service related issues or problems. Keep in mind that insurance company employees have no personal or financial interest in making sure you are happy with your plan or getting your problem resolved like your agent/broker.
Keep in mind that the brokers help is at no cost to you period. The insurance company compensates them for all their time and effort.
The premiums charged by the carriers are regulated in the state of Illinois which means the premiums are the same if you purchase from an agent or broker or buy direct from the company itself.







